No surprise here, hackers have found their way again. This time, they have infiltrated T-Mobile’s systems, a haul affecting at least 48 million people. With so many data breaches happening every other day, here is a breakdown of what happens, the risks you might face, and how you can protect yourself against them.

Investing to generate long-term wealth does not have to be complicated, and anyone that tries to tell you otherwise may not be looking out for your best interest. Read over this blog post to learn how to effectively build a portfolio without having to hire an advisor. Yep, that includes me. If all you’re getting from your advisor is investment management, why are you paying such high fees?

The Careers in Finance Video Series provides insight into different paths within the financial industry. Here’s a short video from one of the recent interviews I had with Dr. Bob Tiller, the Director of the Personal Financial Planning Program at the University of South Florida.

A health savings account, or “HSA” (not to be confused with a Flexible Spending Account “FSA” or the Health Reimbursement Arrangement “HRA”), is a medical saving account that lets you save pre-tax money to spend tax-free on medical expenses.

The best advantage of an HSA is the triple tax benefit.

1. Contributions to an HSA are pre-tax or tax-deductible.

2. Earnings grow tax-deferred.

3. Qualified medical expenses are tax-free. Similar to a Roth IRA.

In other words, it combines the tax benefits of the Traditional IRA and the Roth to create one of the most tax-efficient accounts available. So if it's so great, what else do you need to know? Read below to find out everything you need to know to make the best-informed decision.

My immigrant story. A small tribute to my mother.

The next round of the stimulus package will be extremely beneficial. The total will be $1,400 per taxpayer(s) and each of their dependents. Read this article to find out more about the "third stimulus payment."